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Cookie Policy

Last Updated: March 12, 2026

This Cookie Policy supplements our Privacy Policy and explains how Vik-Immo BV (“Vik-Immo”, “we”, “our”, “us”) uses cookies and similar technologies on our website. It describes what cookies are, which types we use, why we use them, and how you can control your preferences. Our services focus on financial education for learners across Canada. We operate from Belgium and apply the General Data Protection Regulation (GDPR) standards to cookie consent and transparency.

What are cookies?

Cookies are small text files placed on your device by a website. They help websites recognise your device, remember your preferences, maintain sessions, and measure how people use pages. We also refer to related technologies—such as pixel tags, web beacons, local storage, and server-side identifiers—as “cookies” in this document. Cookies can be set by the website you are visiting (first-party) or by third parties that provide services on that site (third-party).

Types of cookies we use

We group cookies by purpose and by lifespan. By lifespan, some are session cookies (deleted when you close your browser) and some are persistent cookies (remain until they expire or you delete them). By purpose, we use the categories below. Analytics and marketing cookies are only activated after you grant consent through our banner or preferences panel.

1) Essential cookies (no consent required)

These cookies are necessary for core site functions such as page navigation, security, session continuity, and your cookie choices. Without them, the site cannot function properly. We do not use essential cookies for analytics or advertising.

2) Analytics cookies (consent-based)

Analytics cookies help us understand how visitors use the website, such as which pages are viewed and the time spent on them. We use Google Analytics 4 with IP anonymisation, aggregated reporting, and standard retention. These cookies are only set after you opt in.

3) Marketing cookies (consent-based)

Marketing cookies support remarketing and ad measurement. With your consent, they may store identifiers used by advertising partners (such as Google Ads and Meta) to attribute conversions or build audience segments. If you do not consent, these cookies remain inactive.

Cookie list and retention

The table outlines the main cookies used on our site, their purposes, categories, types, and standard retention periods. Actual lifetime can vary by your browser settings or partner updates.

Name Purpose Category Type Retention
_site_session Site session continuity and security controls. Essential First-party Session
cookie_consent Stores your cookie preferences (consent record). Essential First-party 12 months
_ga GA4 user identifier (with IP anonymisation). Analytics Third-party 2 years
_ga_XXXXXXXXXX GA4 session state (10-character property ID). Analytics Third-party 2 years
_gcl_au Google Ads conversion linker for attribution. Marketing Third-party 90 days
_fbp Meta Pixel browser identifier for ads. Marketing Third-party 90 days
_fbc Meta click identifier when a fbclid exists. Marketing Third-party 90 days

Consent and how to manage preferences

Visitors in the EEA (including Belgium) will see a cookie banner on their first visit. Analytics and marketing cookies will only load after you provide explicit consent. Your selection is stored in the “cookie_consent” cookie for 12 months. You can revise your choice at any time by selecting “Manage cookie preferences” in the footer, which reopens the banner and allows you to enable or disable analytics and marketing categories.

You can also control cookies through your browser settings by blocking, deleting, or limiting cookies. Major browsers provide guides in their help sections. If you clear your cookies, the site will prompt you again to set your preferences on your next visit. For additional controls, you may review self-regulatory resources such as youronlinechoices.eu, or vendor tools like Google’s Analytics Opt-out Add-on and the ad preferences pages of Google and Meta (URLs available on their official websites). We present these references for transparency; they are optional and external to our site.

Third-party providers

Where you consent, analytics and marketing cookies may be set by the following partners: Google LLC (Google Analytics 4, Google Ads) and Meta Platforms (Meta Pixel and related identifiers). These partners process limited data to provide aggregated analytics, conversion measurement, and audience features. We do not permit them to use our site data for their independent commercial purposes. International data transfers are safeguarded by recognised mechanisms such as the EU–US Data Privacy Framework or Standard Contractual Clauses, as applicable.

Retention

Cookie lifetimes are listed in the table above. Analytics data is retained in aggregated form for standard GA4 periods (commonly up to 14 months), and consent records for up to 3 years for audit. You can shorten practical retention by deleting cookies at any time in your browser.

Changes to this Cookie Policy

We may update this Cookie Policy to reflect operational, legal, or regulatory changes. Material updates will be highlighted on our website. The “Last Updated” date at the top shows when the latest changes were published.

Contact

If you have questions about this Cookie Policy or our use of cookies, please contact:

Supervisory authority for Belgium: Data Protection Authority (Gegevensbeschermingsautoriteit / Autorité de protection des données). You also retain rights and choices described in our Privacy Policy.